不足的頭期款：如果頭期款比例過低，銀行可能認為借款人的資金投入不足，而拒絕貸款申請。 撥款速度較快：當天審核通過就能立即撥款到貸款人指定帳戶，不必再耗時等待資金。 審核：審核申貸人資料，確認是否核貸並規劃房貸方案，銀行也會電話照會核對資料。 Model acknowledges that these factors are not properly predictive, but defends their trustworthiness. The info, she states, arrived from the longsta... https://madonnae568uvu0.wikirecognition.com/user